TotalPay AI
Unified AI payments for every app
Unified AI Payments for Every App
Purchase services across all apps, automate time-saving workflows, and trade online with AI agents. Launch your own currencies and payment rails.
Features
Build, launch, and scale AI-powered payments: one gateway for all apps and services, instant settlement, programmable fees, smart routing, and tokenized currencies.
AI Agent Gateway
Multi-currency & Tokens
Smart Routing & Fees
Compliance & Security
Solutions
AI Agent Gateway
Autonomous Trading
Custom Currencies
Let AI agents pay invoices, subscriptions, and micro-transactions across any app. Orchestrate trading, hedging, and treasury with guardrails.
Issue your own tokens, set spend limits and policies, and settle instantly in the currencies you choose.
Invest across accounts
Create multiple investment accounts (fiat, crypto, tokens, or sub-accounts) and let AI agents allocate funds based on your goals and risk.
1. Open accounts & verify
Create fiat, crypto, and token sub-accounts. Complete KYC where required.
2. Fund & choose strategies
Deposit via bank, card, or wallet. Pick passive, active, or AI-managed strategies per account.
3. Automate & monitor
Set policies for allocations, rebalancing, risk limits, and withdrawals. Track performance in real time.
Conservative portfolio
Target risk: Low
70% Stable yield (treasuries/stables)
20% Blue-chip crypto
10% Cash buffer
Balanced portfolio
Target risk: Medium
40% Stable yield
40% Crypto basket (BTC/ETH)
20% Thematic tokens
Growth portfolio
Target risk: Higher
20% Stable yield
50% High-beta crypto
30% Thematic & AI tokens
About TotalPay AI
We build a universal AI payments layer for the internet. Our platform connects apps, merchants, blockchains, and banks to enable autonomous, secure, and lowcost transactions worldwide.
Built by veterans of fintech, crypto, and AI, TotalPay AI offers enterprise-grade compliance and security with developer-first tooling.
Use our APIs, SDKs, and no-code flows to embed payments, wallets, and agents into any product in days, not months.
How it works
Connect your apps via API, configure agent policies, then go live. Our engine handles KYC, risk, routing, and settlement across fiat and crypto rails.
